Terms of Service

Last updated: April 2, 2026

1. Acceptance of Terms

By accessing and using CalcTools ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

2. Description of Service

CalcTools provides free online calculators for finance, health, and everyday math, along with related content, courses, digital products, and community services.

3. Disclaimer -- Calculators Are Estimates

All calculators on CalcTools provide estimates only and are intended for informational and educational purposes. Calculator results do not constitute financial, tax, legal, medical, or professional advice. You should consult a qualified professional before making any financial or health decisions based on calculator results.

We make no guarantees regarding the accuracy, completeness, or suitability of any calculator output for any particular purpose.

4. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable laws.
• Attempt to gain unauthorized access to any part of the Site or its systems.
• Scrape, crawl, or use automated tools to extract content at scale without written permission.
• Interfere with or disrupt the Site or servers connected to the Site.
• Impersonate any person or entity, or misrepresent your affiliation.

5. Intellectual Property

All content, calculators, designs, and code on CalcTools are the property of CalcTools or its licensors. You may not reproduce, distribute, or create derivative works without written permission.

6. User Content

By submitting content (such as form responses, community posts, or feedback), you grant CalcTools a non-exclusive, royalty-free license to use that content in connection with operating the Site.

7. Third-Party Links and Services

The Site may contain links to third-party websites and services (such as Gumroad, Discord, and others). We are not responsible for the content, policies, or practices of any third-party sites.

8. Limitation of Liability

To the fullest extent permitted by law, CalcTools and its team shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, including but not limited to errors in calculator outputs, loss of data, or financial losses resulting from reliance on Site content.

In no event shall our total liability exceed the amount you paid to CalcTools (if any) in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless CalcTools from any claims, damages, or expenses arising out of your use of the Site or violation of these terms.

10. Changes to Terms

We may update these terms from time to time. Continued use of the Site after changes constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by and construed in accordance with applicable law, without regard to conflict of law principles.

12. Contact Us

If you have questions about these terms, contact us at legal@calctools.co.